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Goal Planner

Work out the monthly SIP you need to reach a goal — a home, education or a dream trip.

₹25,00,000
₹1,00,000₹10,00,00,000
10 yrs
1 yr40 yrs
6%
0%15%
12%
1%30%

Goal value in future

₹44,77,119

Monthly SIP needed

₹19,270

Or lumpsum today

₹14,41,513

At 6% inflation, ₹25.00 L today will cost about ₹44.77 L in 10 years.

InvestedEst. returns
₹0 ₹11.19 L ₹22.39 L ₹33.58 L ₹44.77 LY1: Invested ₹2.31 L, Est. returns ₹15.6KY1Y2: Invested ₹4.62 L, Est. returns ₹62.5KY2Y3: Invested ₹6.94 L, Est. returns ₹1.45 LY3Y4: Invested ₹9.25 L, Est. returns ₹2.67 LY4Y5: Invested ₹11.56 L, Est. returns ₹4.33 LY5Y6: Invested ₹13.87 L, Est. returns ₹6.50 LY6Y7: Invested ₹16.19 L, Est. returns ₹9.25 LY7Y8: Invested ₹18.50 L, Est. returns ₹12.63 LY8Y9: Invested ₹20.81 L, Est. returns ₹16.73 LY9Y10: Invested ₹23.12 L, Est. returns ₹21.65 LY10

Illustration only, based on the assumed rate of return you select. Actual returns may vary and are not guaranteed. This is not investment advice.

How this calculator works

Goals cost more in the future because of inflation. This planner first inflates today’s cost to the year of your goal, then works out the monthly SIP — or one-time lumpsum — needed to get there.

Revisit your plan every year: as your income, costs and markets change, the amount you need to invest will change too.

Want a plan, not just a projection?

A calculator gives you a number. We help you build the portfolio, habits and reviews to actually get there.

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